Beginner Section
All Posts in this section
-
How not to use credit risk funds?: The double digit returns trap
A debt fund giving 12–13% annualised returns, especially in a year when equities have been rough. That sounds like the obvious move – equity like returns with safety of bonds. That reasoning is exactly the trap. Two credit risk funds have been doing rounds on Reddit threads and Instagram reels lately: Aditya Birla Sun Life…
-
Ideal number of mutual fund schemes: The myths, and what really matters
33 equity schemes. XIRR of 25.67% vs Nifty 500 at 22.14%. Alpha of 3.53%. That’s how my portfolio looked in September 2024. And 33 schemes was not an accident. It was a hypothesis. The (weak) hypothesis In 2021, I sat down and tried to think honestly about what I actually knew. All the data available…
-
Understanding Bonds: Secured vs Unsecured Bonds
If you don’t have some basic idea about what bonds are then you can check out this article where I have explained what a bond is and how it is created in the simplest terms possible. And if you already know the basics about bonds, read on. 2 Types of Loans Secured Loans Banks offer…
-
What is a Bond?
You might have seen ads of bonds everywhere these days, getting you curious to ask what a bond is. The ads throw words at you like “Safe”, “Guaranteed”, “Fixed”, “Passive Income” when they talk about bonds. So let’s understand what a bond is and is a bond really all that the ads say that they…
-
3 “MUST DO” Things Before Starting an SIP in Equity Mutual Funds
You here about starting an SIP or Systematic Investment Plan in equity mutual funds almost everyday to for long term wealth creation. But in my opinion, there are three important things you must do before starting any equity SIP. These 3 steps when implemented ensure that your SIP money stays safe and increase your chance…
Insurance & Protection
Articles in this section coming soon. Stay Tuned!
Investment Products
-
What is a Bond?
You might have seen ads of bonds everywhere these days, getting you curious to ask what a bond is. The ads throw words at you like “Safe”, “Guaranteed”, “Fixed”, “Passive Income” when they talk about bonds. So let’s understand what a bond is and is a bond really all that the ads say that they…
-
What are shares and where do they come from?
If you were ever asked by someone very new to investing “what is a share?”, you know how it goes – most analogies you can think of like splitting a pizza in 10 equal pieces among your friends, or dividing a shop into n equal pieces – all fall short, or end up confusing people.…
Investing Maths
Articles in this section coming soon. Stay Tuned!
Taxation & Other Things
Articles in this section are being written currently✍️. Stay Tuned!
If you’d like to receive updates about my next post on email, Click Here.
If you’d like to receive updates about my next post on WhatsApp, Click Here.
By signing up, you agree to the Terms and Conditions and Privacy Policy of our website.