A second opinion on personal finance, investing, and insurance — from someone who’s worked with people & their money.

Most finance content in India is either too basic or trying to sell you something. This is neither.

I’m Prathamesh. I graduated from IIM Bangalore and spent years managing money for some of the wealthiest families in India. I’ve seen, up close, how financial products are sold versus how they actually perform. How advisors are incentivised versus what they tell clients. Where the gap between finance theory and real behaviour costs people the most. And I’ve watched advisors bury an already overwhelmed client in new products and jargon — not because it helped the client, but because it kept them too confused to ask the right questions, and also made the advisor good money.

What you’ll find here: my specific POV on why common investing assumptions deserve a second look — with the reasoning shown in full so you can decide whether you agree. No one-size-fits-all advice. No “SIP karo aur bhool jao.”