Terms and Conditions

Effective Date: 1st of May 2025

By subscribing to the email list of prathamsPOV, you agree to the following Terms and Conditions. These govern how we collect, use, and manage your information as part of our email communication.

1. Subscription Purpose

By subscribing, you consent to receive emails from prathamsPOV, which may include:

  • Blog updates
  • Newsletters
  • Announcements
  • Promotional content or offers
  • Reader surveys or feedback requests

We promise not to spam you or share irrelevant content.

2. Data Collection and Use

We only collect your name (optional) and email address. This data is used solely for email communication and is handled in compliance with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, under the IT Act, 2000 (India).

Your data will never be sold to third parties.

3. Third-Party Services

We may use third-party email marketing platforms (e.g., Mailchimp, ConvertKit) to manage our subscriptions. These services may store your information on servers outside India. By subscribing, you consent to this.

4. Opt-Out Policy

You can unsubscribe at any time by clicking the “Unsubscribe” link in the footer of our emails. Once unsubscribed, you will no longer receive emails from prathamsPOV, unless you resubscribe manually.

5. Content Liability

All content in our emails reflects the opinions and insights of prathamsPOV and is for informational purposes only. We make no guarantees regarding the accuracy, completeness, or usefulness of any content.

We are not liable for any decisions you make based on our content.

6. Modifications

We may update these Terms at any time. We will notify subscribers of major changes via email or by updating the “Effective Date” above. Continued subscription implies acceptance of the revised Terms.

7. Contact Us

If you have questions about these Terms or how your information is handled, please email us at:
📧 prathamesh.lajurkar@gmail.com


Prathamesh Lajurkar

About Prathamesh

I am an IIM Bangalore alumnus. I was wealth manager for some of the riches HNI-UHNI families in India. Then I decided to venture out on my own to bring that expertise for everyday Indians. I am working to make highest-grade investment advisory accessible to every Indian. IMO the lesser the welath someone has, the more they can benefit from professional guidance. I like to write and talk about everything finace - investing, insurance, debt management, behavioral finance and so on. When I am not writing, I am making educational videos. And when I am not doing that either, I am catching up with the lates comedy or thriller shows and movies.

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