Beginner Section

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  • 3 “MUST DO” Things Before Starting an SIP in Equity Mutual Funds

    You here about starting an SIP or Systematic Investment Plan in equity mutual funds almost everyday to for long term wealth creation. But in my opinion, there are three important things you must do before starting any equity SIP. These 3 steps when implemented ensure that your SIP money stays safe and increase your chance…

  • What is XIRR in Mutual Funds, How to Calculate XIRR, and When To Use It?

    Imagine this – you open an app like Groww, Coin, ETMoney etc. to check the performance of your mutual fund. Next to every scheme, there are two numbers – Total Returns or Absolute Returns and XIRR. For example, for a scheme, you might see absolute returns = 20%, and XIRR = 3.34%. And you start…

  • What is CAGR and Why Does It Matter?: Mutual Fund Basics

    “Create your financial plan assuming a CAGR of 12% over the long-term” – you might have heard this line at many places – financial planning decisions, investing in a mutual fund, TV interviews, ads, online forums like Reddit and so on. But if you ever felt confused by what CAGR really means, this article is…

  • What is a Mutual Fund NFO or New Fund Offer? A Non-preachy Guide for Beginners

    As a beginner, I believe this will be the only article you will need to understand what an NFO is in mutual funds, and why there are so many of them these days. So let’s begin to understand what NFOs are and why they exist. What is an NFO in mutual funds? When an Asset…

  • Who Should Buy a Term Insurance & How to Calculate the Cover Needed – Do not over-insure yourself

    Not everyone needs life insurance or a term plan. There are only two main situation in which you should buy a term plan: In simple words, ask yourself this question – “Will my family suffer badly money-wise if I disappear tomorrow?” If the answer that comes to your mind is yes, then you should consider…

Insurance & Protection

Articles in this section coming soon. Stay Tuned!

Investment Products

  • Understanding Bonds: Secured vs Unsecured Bonds

    If you don’t have some basic idea about what bonds are then you can check out this article where I have explained what a bond is and how it is created in the simplest terms possible. And if you already know the basics about bonds, read on. 2 Types of Loans Secured Loans Banks offer…

  • What is a Bond?

    You might have seen ads of bonds everywhere these days, getting you curious to ask what a bond is. The ads throw words at you like “Safe”, “Guaranteed”, “Fixed”, “Passive Income” when they talk about bonds. So let’s understand what a bond is and is a bond really all that the ads say that they…

  • What are shares and where do they come from?

    If you were ever asked by someone very new to investing “what is a share?”, you know how it goes – most analogies you can think of like splitting a pizza in 10 equal pieces among your friends, or dividing a shop into n equal pieces – all fall short, or end up confusing people.…

Investing Maths

Articles in this section coming soon. Stay Tuned!

Taxation & Other Things

Articles in this section are being written currently✍️. Stay Tuned!

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