“The things you own
end up owning you”
– Tyler Durden, Fight Club (1999)
“So you must be very cautious when you buy something for the long term – a car, a house, a stock, a mutual fund – whatever. Because like it or not, the buying decisions you make today will influence some of your choices and behavior in the future.”
Hello Dear Reader,
Welcome to prathamsPOV!
You ended up here probably because you wanted to read about some finance topic like financial planning, dos and don’ts of investing and personal finance, mutual funds, bonds, insurance, taxation and so on. Whatever be the topic, I will try my best to help you get that information.
I have recently started this blog, and I will turn it into a one-stop-shop for all things related to personal finance – suitable for everyone from beginners to pros. If you’d like me to write on any topic urgently, do submit your topic request. It’s completely anonymous. If you want to submit via WhatsApp, click here and send me a message.
Below are some of my latest posts and then posts by different categories. Have a look around. If you are looking for something really specific, just click on the search bar at the top and search away. Hope you enjoy!
Latest Posts
Here we cover topics like what is financial planning, the dos and don’ts of it, who is a financial planner, how to do do goal based planning and much more.
Questions about life insurance, term plan, health insurance, ULIPs? Confused about the technical terms? Worried about hidden terms and conditions? Head over to this section!
Learn about various investment products like mutual funds, bonds, fixed deposits, market-linked debentures, EPF, VPF, NPS etc.
Read about the terms used for measuring your returns, risk like CAGR, IRR, XIRR, Standard Deviation, Alpha, and everything else to help you analyse your investment performance.
This section covers the basic stuff like section 80C, 80D, 80E etc, and advanced topics like tax-loss harvesting, Section 54 etc to reduce your taxes.
Understand the impact of your biases, psychology, past experiences, money mindset etc. on your investing decisions, and ways to mitigate them.
Find out the various ways in which you can safeguard and transfer your assets to the future generations using tools like private family trust, charitable trusts, Wills, and gifts.
Useful tools like SIP vs lumpsum investment calculator, EMI calculator, “Rent a home vs Buy a home” calculator and many such useful tools